Unlocking Gibraltar’s Property Potential: The HEPSS Program and How Century 21 Gibraltar Can Help You Find Your Ideal Home

15th April 2025
Home > News > Unlocking Gibraltar’s Property Potential: The HEPSS Program and How Century 21 Gibraltar Can Help You Find Your Ideal Home

Discover the benefits of the High Executive Possessing Specialist Skills (HEPSS) scheme in Gibraltar and how Century 21 Gibraltar simplifies your relocation journey with expert real estate

Relocating to a new country can be an exciting opportunity—especially when that destination is as unique and welcoming as Gibraltar. With its Mediterranean lifestyle, English-speaking environment, and advantageous tax regime, Gibraltar has become a top choice for executives and high-level professionals worldwide. One of the most attractive incentives is the HEPSS program (High Executive Possessing Specialist Skills). But navigating a move abroad requires more than just paperwork—it requires finding a place to call home. That’s where Century 21 Gibraltar comes in.

What is the HEPSS Program?

The High Executive Possessing Specialist Skills (HEPSS) scheme is a Gibraltar government initiative designed to attract top-tier professionals in sectors such as finance, gaming, tech, and more. It allows qualifying individuals to benefit from a favorable tax cap on their Gibraltar-earned income, while still enjoying residency and contributing their expertise to the local economy.

To be eligible, candidates must meet several key criteria:

  • Possess unique skills not readily available in Gibraltar’s local labor market

  • Hold a senior executive position

  • Be earning a minimum annual income (currently set at £120,000 or more)

  • Reside in approved, high-quality accommodation in Gibraltar

Once accepted into the program, the executive’s taxable income is capped, currently at £160,000, meaning a maximum tax liability of around £44,000 per year, regardless of whether their actual income is higher. This makes Gibraltar highly attractive to individuals who want to optimize their tax exposure while working in a thriving international business environment.

Why Gibraltar?

Aside from financial advantages, Gibraltar offers a stable, British legal system, high-standard healthcare and education, and a vibrant cultural scene. It’s a prime location for people looking for security, lifestyle, and professional opportunities in one package. Its proximity to Southern Spain also adds a layer of Mediterranean charm, with easy access to beaches, golf resorts, and weekend getaways.

How Century 21 Gibraltar Can Help

Finding the right home in Gibraltar isn’t just about square footage—it’s about location, investment value, lifestyle, and eligibility (especially for those applying to the HEPSS scheme). Century 21 Gibraltar, part of the globally recognized Century 21 real estate network, offers a unique advantage to anyone relocating under HEPSS.

Here’s how they help:

1. Expert Knowledge of HEPSS-Compliant Properties

Century 21 Gibraltar has extensive experience working with HEPSS applicants and understands which properties meet the minimum rental or purchase requirements to qualify. They streamline the process by showing only suitable options that will meet government standards for approval.

2. Personalized Relocation Services

Their team doesn’t just sell homes—they offer a complete relocation solution. From initial property consultations and virtual tours to local orientation and after-move support, Century 21 Gibraltar ensures your transition is smooth and stress-free.

3. Access to Luxury and Executive Listings

As a high-level professional, you’re likely looking for premium real estate in Gibraltar’s most desirable areas. Century 21’s portfolio includes luxury apartments in Ocean Village, townhouses in The Island, and high-end residences in South District and Midtown—offering stunning sea views, modern amenities, and exclusive features.

4. Professional Discretion and Confidentiality

High-ranking professionals often require discretion, and Century 21 Gibraltar provides a secure and private service to safeguard your interests and those of your family or company.

5. Multilingual and Culturally Aware Agents

Working with a multicultural clientele, Century 21 Gibraltar’s agents are fluent in several languages and trained in cross-cultural sensitivity, ensuring communication is clear and every client feels fully supported, no matter where they’re from.

Making Your Move: From Opportunity to Reality

The HEPSS scheme isn’t just a tax incentive—it’s a gateway to a new life in one of Europe’s most dynamic microstates. And while the bureaucracy can seem daunting, having the right real estate team behind you makes all the difference. With Century 21 Gibraltar, you gain a partner who understands the local market, knows the ins and outs of the HEPSS program, and genuinely wants to help you settle into your new life with ease and confidence.

Whether you’re an executive relocating for business or a company looking to attract international talent, Century 21 Gibraltar is your key to success in the Rock.


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